OCBC Business Fitness Index 2024: This year, the financial health score of MSMEs has risen to 48.0 compared to the previous year's 43.8, yet it remains in the 'caution' category. MSMEs in Indonesia have shown good understanding of financial management systems with a score of 60, indicating improvements in financial recording and management. However, only 46% of MSMEs have completely separated their business and personal finances. OCBC is the first bank in Indonesia to launch an innovation for opening business checking account 100% digital, which can be completed in just a few hours. JAKARTA, Indonesia, Sept. 6, 2024 /PRNewswire/ -- PT Bank OCBC NISP Tbk (OCBC), in collaboration with NielsenIQ (NIQ) Indonesia for the second time, has launched the OCBC Business Fitness Index (BFI), research aimed at providing insights about the financial behavior of MSMEs in Indonesia. This research reveals that MSMEs in Indonesia have a good understanding of financial management systems with a score of 60, meaning they have improved in financial recording and management, including regular profit and loss recording and review, and maintaining capital needs. However, despite improvements from the previous year, only 46% of MSMEs have fully separated their business and personal finances, which could impact cash flow and business sustainability.