News for Hilltop Holdings Inc. (HTH)

Some argue that “March 4th” is the only date that is also a command (march forth), while others disagree and say that any date in March is also a command. Some things aren’t always clear. In a more important matter, U.S. Commerce Secretary Howard Lutnick said he would strip out government spending from the gross domestic product (GDP) report, but gave no indication how soon this change might happen, while dismissing fears of a possible recession. Treasury Secretary Scott Bessent is confident that inflation will reach the Federal Reserve's 2 percent target.

As rumors of the demise of HMDA reporting swirl, as well as a 50 percent reduction in HUD headcount and actual VA cuts, think about this the next time you go into a grocery store: It’s not like lending is like buying organic meat or produce. More than in most retail transactions, the organic consumer is buying both a thing and an assurance about a thing, and stores shouldn’t misrepresent something. The consumer may be ill-prepared to deal with that. I mention this because a certain segment of the population would prefer that the CFPB vanish. (Elon Musk has his own “connection” with the CFPB: it has a database containing hundreds of complaints about his car company, Tesla, and it regulates digital payment platforms, something Musk is developing at X.) Others are quick to say, “Better the devil you know than the devil you don’t” and remind us that plenty of states will step in. For example, in California, thank you to Scott S. who reminds me that misrepresenting occupancy can be a felony! California’s AB 3108 makes it felony mortgage fraud for a “mortgage broker or person who originates a loan” to intentionally “instruct or otherwise deliberately cause a borrower to sign documents reflecting the terms of a business, commercial, or agricultural loan, with knowledge that the borrower intends to use the loan proceeds primarily for personal, family, or household use” or “instruct or otherwise deliberately causes a borrower to sign documents reflecting the terms of a bridge loan, with knowledge that the loan proceeds will be not used to acquire or construct a new dwelling.” (Today’s podcast can be found here and this week’s is sponsored by CoreLogic. Originators who leverage their Marketing Solutions as part of their customer retention practices have seen their pipelines increase by up to 4 times when compared to traditional lead generation methods. Hear an interview with Verisk’s Kingsley Greenland on how the Los Angeles fires and flooding in North Carolina are altering catastrophe models used for insurance pricing.)

Net Income: $36 million or $0.55 per diluted share for Q4 2024.Return on Average Assets: 0.9% for the period.Return on Average Equity: 6.5% for the period.Plai

Jan 31, 2025 / 02:00PM GMTOperator Good morning, ladies and gentlemen and welcome to the Hilltop Holdings fourth quarter 2024 earnings conference call and webca

The following slide deck was published by Hilltop Holdings Inc.

Shares of Hilltop Holdings Inc (HTH) surged 3.79% in mid-day trading on Jan 31. The stock reached an intraday high of $32.00, before settling at $30.93, up

Here in Las Vegas, I asked a German girl if Germans are afraid of numbers. She said 9. Numbers are interesting, as we will find out with the declared Trump tariffs on Canada and Mexico. Do you know the difference between an American roulette wheel and a European wheel? The American version has “00.” Fans of Lucifer and numerology know that, for both, the numbers add up to 666. Like other disasters in Lahaina or the Carolinas, builders have some interesting numerical perspectives on how the “Black Swan event” of the LA County fires will impact housing stock, the permit process, and the ability to rebuild. Three thousand miles away, in Maryland, due to state government lenders are pulling out and local banks no longer lending, the latest example being PHH Correspondent: “PHH will no longer accept new locks for our Non-Agency products in the state of Maryland.” More below on yet another example of how entwined government is with lending, and how the stroke of a pen can negatively impact borrowers, lenders, and vendors. (Today’s podcast can be found here and this week’s is sponsored by Figure. 50 percent of the top IMB’s use them, and if you haven’t examined your HELOC & HELOAN strategy recently, it’s time to get on it. Hear an interview with CloudVirga’s Jessica Evett on consumers’ level of satisfaction with the mortgage process and their expectation of technology and AI throughout the process.) Broker and Banker Products, Software, and Services

HTH's fourth-quarter results top estimates on the back of higher non-interest income and provision reversals. Yet, lower NII and higher expenses remain woes.

The headline numbers for Hilltop Holdings (HTH) give insight into how the company performed in the quarter ended December 2024, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.

Hilltop Holdings (HTH) delivered earnings and revenue surprises of 96.43% and 5.86%, respectively, for the quarter ended December 2024. Do the numbers hold clues to what lies ahead for the stock?

Hilltop Holdings Inc (HTH), through its merchant bank subsidiary Hilltop Opportunity Partners, has announced a definitive agreement for its portfolio company, M

Hilltop Opportunity Partners, the merchant bank subsidiary of Hilltop Holdings Inc. (NYSE: HTH), today announced that its portfolio company, Moser Holdings, LL

Check here for an update on dividend activity with a weekly summary for Dividend Champions, Contenders, and Challengers, along with changes and upcoming dates.

Read here for an update on dividend activity with a weekly summary for Dividend Champions, Contenders, and Challengers, including changes and important dates.

I head to Sarasota, Florida this morning, not to look for Florida Man, but for the MBA Florida Conference. A big topic will be homeowner’s insurance. What do Allstate, Liberty Mutual, State Farm, USAA, and Travelers have in common? They were singled out for being good insurance companies in the state. (Any insurance company is a good company in some places these days.) This is good for LOs to know, especially given Florida’s growth. The U.S. Census Bureau tell us that Florida was home to four of the nation’s top five fastest-growing metropolitan statistical areas and three of the top 10 that gained the largest number of people from 2022 to 2023, reflecting continued population growth across the South. Three metro areas collectively added nearly 150,000 residents from 2022 to 2023: Orlando-Kissimmee-Sanford (54,916); Tampa-St. Petersburg-Clearwater (51,622); and Miami-Fort Lauderdale-West Palm Beach (43,387). (Today’s podcast is found here, and this week’s are sponsored by Richey May, a recognized leader in providing specialized advisory, audit, tax, cybersecurity, technology, and other services to the mortgage industry. Hear an interview with NEXA Mortgage’s Mike Kortas on the success of the broker model and recent news out of the company.) Software, Products, and Services for Lenders and Brokers “PlainsCapital Bank National Warehouse Lending, a subsidiary of Hilltop Holdings (NYSE: HTH), is committed to providing mortgage lenders with a sustainable funding source in an uncertain market. With over 30 years’ experience and a well-capitalized, diversified financial holding company. PlainsCapital Bank National Warehouse Lending provides confidence to meet our mortgage lending partners funding needs. With exceptional operational performance, and a focus on relationship-driven business geared towards long-term success, we do not dwell on unnecessary fees. With PlainsCapital Bank National Warehouse Lending there are NO non-usage fees, NO application or renewal fees, NO third party due diligence fees and NO interest charged on the day your loan funds. If you are interested in learning more about PlainsCapital Bank National Warehouse Lending please contact Deric Barnett (469-955-6786).”

Stay informed on dividend activity with this weekly summary.

Stay updated on dividend activity with this weekly summary.

A weekly summary of dividend activity for Dividend Champions, Contenders, and Challengers. Click here for the dividend activity for the week of February 25.

A weekly summary of dividend activity for Dividend Champions, Contenders, and Challengers. Read more to see the January 28 weekly update.